- Stay home as long as possible while working long hours (including overtime) to terminate bills in order of low to high while only having enough time to sleep, eat, shower and return to work and the gym.
- Reinvest in family and/or friends’ property you intend to reside in until you are debt free by paying rent and taking on another bill such as group cell phones.
- Reduce birthday gifts to $25 or less, virtual text giftcards from Target work best, less waste, plus no one really spends a lot of time reading through written cards because they usually have no time or are busy posting to Instagram or Snapchat.
- Pack and ration large dinner leftovers for daily lunch, treat yourself once a week to a night out and reduce dependency on daily caffeine and high fructose corn syrup.
- Ebay, Offer Up and/or Let Go app all of your old books, videogames, and tools, you’ll be surprised what people are in need of. Also while you are at it, please check your credit for errors.
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